Expert guides and articles about UK student loans
Understanding when you start repaying your student loan is crucial for budgeting after graduation. Learn the exact thresholds for Plan 1, Plan 2, and Plan 4, plus real examples showing how much you'll actually pay each month at different salaries.
Read Full Guide →Your repayment amount isn't based on what you borrowed — it's based on your income. Learn how monthly repayments are calculated for Plan 1, 2, 5 and postgraduate loans, with real salary examples.
Read Full Guide →Postgraduate loans have different repayment rules — a lower threshold of £21,000 and a 6% rate. Find out how much you'll repay on your Master's loan, and what happens if you have both an undergraduate and postgraduate loan at the same time.
Read Full Guide →Many graduates are surprised to see their loan balance growing even while making repayments. This guide explains how RPI-based interest works for each plan, with a worked example showing exactly why this happens — and whether paying off early makes sense.
Read Full Guide →Use our free calculator to see exactly how much you'll pay each month
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