Last updated: March 13, 2026
Welcome to My Student Loan Calculator. By accessing and using mystudentloancalculator.co.uk (the "Site"), you agree to comply with and be bound by the following terms and conditions.
⚠️ Important Disclaimer: This calculator provides estimates only and should not be considered financial advice. Always verify details with the Student Loans Company or consult a qualified financial advisor before making financial decisions.
By accessing and using this Site, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this Site.
This calculator is provided for informational and educational purposes only. It is designed to help you estimate your student loan repayments based on current UK government thresholds and rates.
The calculations provided by this tool are estimates. Actual repayments may differ due to:
While we strive to keep the calculator accurate and up-to-date with current rates and thresholds, we make no warranties or representations about the accuracy, completeness, or reliability of the information or calculations provided.
This calculator and the information on this Site:
Always consult with the Student Loans Company, a financial advisor, or other qualified professional before making decisions about your student loan or finances.
For official, binding information about UK student loans, please consult:
When using this calculator, you agree to:
To the fullest extent permitted by law:
Important: We provide this calculator free of charge as a helpful tool. However, we cannot be held responsible for any financial decisions you make based on the estimates provided. Always verify with official sources.
The content, design, and code of this Site are owned by My Student Loan Calculator and are protected by copyright and other intellectual property laws. You may not:
You may use the calculator for personal, non-commercial purposes.
This Site may contain links to external websites (such as gov.uk or Student Loans Company). We are not responsible for:
This Site displays advertisements through Google AdSense. We have no control over the specific ads shown. The appearance of ads does not constitute an endorsement of the advertised products or services.
We aim to update the calculator when government thresholds or rates change, but we cannot guarantee immediate updates. Rates and thresholds used in calculations are based on publicly available information and may not reflect the very latest changes.
Current rates are displayed in the calculator interface. Always verify with official sources for the most up-to-date information.
We strive to keep the Site available 24/7, but we do not guarantee:
We may suspend or discontinue the Site at any time without notice.
Your use of this Site is also governed by our Privacy Policy. Please review it to understand how we handle data.
We may update these Terms of Service from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the new terms.
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have questions about these Terms of Service, please contact us:
If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Summary in Plain English: This calculator is a helpful tool for estimates, but it's not financial advice. Always verify with official sources like the Student Loans Company. We're not liable if you make decisions based solely on calculator results. Use the tool responsibly and for personal purposes only.